How to Play Against an Online Live Baccarat Dealer

Baccarat and James Bond:

Online Live Baccarat is the virtual form of James Bond’s favourite casino game. Baccarat is a game that was most likely invented in the 15th century in Italy. The agent 007 has immortalised the game in many movies and made Baccarat widely famous.

There are three main variants of the Baccarat card game – Punto Banco, Chemin de Fer, and Baccarat Banque – but the main aim of the game is to win by successfully betting on the player’s or banker’s hand.

Once the wagers are complete, the dealer releases two cards to the players, and the values are totalled, with the hand that is closest to 9 winning. A third card can be drawn depending on the points reached by the player or the dealer.

Differences between Baccarat and Blackjack

Baccarat appears similar to Blackjack, but in reality, they have many differences. The main is the way scores are calculated. Normal cards are played at their face value while the Ace is always worth one. Tens and royal cards are worth zero. Should the value of the cards exceed ten, then the second digit is counted as the score. For example, 7 and 8 will equal 15 to make a hand worth five points. In punto banco – the most popular form of baccarat – the house edge (margin) is generally 1.24% on the player bet and 1.06% on the dealer bet. On the other hand, the tie bet can give a house edge up to 14.4%.

There are many strategies and tips available that will help develop your style and raise your level of Baccarat play.

Becoming a Baccarat Superstar

If you have never played live baccarat at a land-based casino or online before, in this article you find a complete guide with tips and strategies on how to become a Baccarat superstar.

There is no need anymore to get on a plane and visit some distant faraway land-based casino because we bring Online Live Baccarat tables to your home. Whether you enjoy playing Baccarat on your mobile or at home with your PC, get ready to learn and understand the rules of the game.

How do you play Online Live Baccarat?

The first thing you need to do is place a bet on either the Banker, the Player, or a Tie. Every turn of the card is related to a number of rules that are laid out on the table for everyone to check and see. The banker releases two more cards to each side. The player with the number closest to 9 wins. In some special cases, the game moves on and includes a third card.

Baccarat card values

Card values in baccarat are very simple and easy to remember.

· Number cards 2 – 9: These cards are worth exactly the same as the face value, i.e. a 5 of hearts is worth 5 points

· 10 and face cards: These cards are worth zero points. Face cards are the Jack, Queen, and King

· Aces: Aces are worth 1 point.

Hand values are based on the last digit of the sum of all the card values. For example, a player is dealt a 4 and a 9. Together, these add up to 13. The last digit is 3 so that is the value of the hand. In baccarat, the suits of the cards dealt do not count.

Baccarat actions: Draws and stands

There are two actions that players can do in baccarat – draw (hit) or stand. When a player decides to draw, an additional card is dealt, bringing the total hand size up to three cards. This is also called a hit, i.e. when we say that the player hit for a card, it means the player requested an additional card from the dealer.

When a player stands, it indicates they do not wish to draw another card and want to proceed with the game and keep the current value of their hand.

There are rules for when a player can draw a third card or stand, and those are different for the banker and the player.

How does a third card work in Online Live Baccarat?

There are some special circumstances when a third card is dealt. This happens in the following scenarios:

· If the Player’s hand equals 5 or less, a third card is dealt. The same applies to the Banker.

· If the total is 2, the Banker will draw another card regardless of what the Player’s third card is.

· If the total is 3, the Banker draws a third card unless the Player’s third card is an 8.

· If there’s a 4, the Banker draws unless the Player’s third card is a 0, 1, 8, or 9.

· If the Banker has 5, they draw if the Player’s third card is a 4, 5, 6, or 7.

· If the Banker has a 6, then they draw a third card provided that the Player’s third card is a 6 or 7.

· If the Banker’s total is 7, then they stand.

It would be a good idea to keep these rules in mind as well as the Live Baccarat cheat sheet to give you a better understanding of how the game works and to maximise your winnings.

Player’s hand

The player’s hand determines how the game proceeds, and the Banker’s actions depend on whether the player decides to draw or stand. The rules for the player’s actions are pretty simple:

· If the player has an initial total of 5 or less, they draw a third card.

· If the player has a total of 6 or 7, they stand.

Banker’s hand

The player always takes the first action and the Banker’s reaction and options are always linked to the player’s action. If the player chooses to stand (i.e. has two cards), the Banker follows the same initial rules as the player.

This means that if the Banker has a hand value from 0 to 5, they draw a card, otherwise, if the value is 6 or 7, they stand.

If the player asks for a third card, the rules the Banker has to follow are:

· If the Banker’s total is 2 or less, the Banker draws a card every time

· If the Banker’s total is 3, the Banker draws unless the Player’s third card was an 8

· If the Banker’s total is 4, the Banker draws if the Player’s third card was a 2, 3, 4, 5, 6 or 7

· If the Banker’s total is 5, the Banker draws if the Player’s third card was 4, 5, 6 or 7

· If the Banker’s total is 6, the Banker draws if the Player’s third card was a 6 or 7

· If the Banker’s total is 7, the Banker stands every time

What are the rules for Live Baccarat?

The main aim of this game is to guess whether the banker or the player’s hand will be closest to the total points value of 9. All 10-value cards count as 0, while aces count as 1. The hand with the highest points value closest to the number 9 wins the game.

No hand can go over 9 points. A “natural” is a 2-card total of 9 and can never lose. An 8 is the second-best hand possible and is also called a natural. If both the banker and the player are dealt the same hand, there is a tie. Neither wins in this case.

You don’t receive cards to play against the dealer here. Your aim is to guess which hand will beat the other by coming as close as possible to the points value of 9.

The game starts when both the player and the banker each receive 2 cards. And then in some cases, as explained above, there is a chance of a third card being dealt to the banker and/or the player.

Baccarat betting types

As we learnt, the winning hand in Baccarat is the one closest to the value of 9. When a player’s first two cards have a value of 8 or 9, these are called ‘naturals’ and are automatically considered the winning hand. A 4 and a 5 or an 8 and a 10 are two examples of how a natural hand is formed.

Sometimes, the Banker’s and Player’s hands are of equal value and this result is called a Tie. If the player bets on the Tie outcome, they win.

There are three options a player can bet on in a game of baccarat, excluding any side bets. To keep things simple, we will be sticking to the standard bets for now and explaining what each one is all about.

Betting on Player

When a player bets on the Player, they are essentially making a bet on their hand beating the Banker’s. If the player’s hand is closer to 9 than the Banker’s, this is a win and the player will receive a 1:1 payout.

The house edge on a Player bet is 1.24%, which remains the same whether you are playing with 6 or 8 decks. If you are playing with a single deck, which is quite impossible, the house edge would be 1.29%.

Betting on Banker

The Banker bet is the most popular with players because the house edge is lower than the Player bet and much lower than the Tie bet. In a 6 or 8 deck game, the house edge is 1.06%. It is 1.01% in a single deck game (so very competitive for the player).

The Banker bet pays out 19:20, which is almost even money but what changes this is the house commission, which is around 5%. This is implemented to get an edge and because of this bet’s popularity with players due to the higher likelihood.

Betting on Tie

The Tie outcome is the most unlikely, but it is still popular because of the high payout of 8:1. It is so rare because it requires the Player’s and Banker’s hands to have the same card value.

The house edge on a Tie bet is, predictably, very high. In a 6-deck game, it is 14.44%. In an 8-deck game, it is 14.36%. In a single deck game, it is even higher at 15.75%.

Side bets in Online Live Baccarat

There are several possible side bets in Baccarat, but it is the decision of the casino/game developer which ones will be offered. In standard Baccarat, there are three possible bets, but below are a few examples of side bets that are possible in variant games:

· Dragon Bonus: This is a bet on the size of the disparity between the winning and losing hand. The higher the win disparity, the bigger the payout. For example, a player might bet on a win disparity of 8, which means that the winning and losing hands must be at least 8 points apart.

· Even/Odd: This is a set of four side bets based on whether the final card values of the two hands are odd or even.

· Big and Small: This is a bet on the total number of cards in play, determined by the player’s action to hit or stand. If there are 4 cards on the table at the end of the game, the Small bet wins. If there are 5 or 6 cards on the table at the end, the Big bet wins.

Pair Bets

When making a pair bet, the Player chooses either their own hand or the Banker’s and makes a bet on that hand being formed of a matching pair. The player can choose to bet on getting a pair themselves, the Banker getting a pair, or both getting a pair.

The bet doesn’t specify the value of the cards, which can be two 10s, two 5s, two Aces, or any other value – only that a pair is dealt. Remember, suits don’t matter in baccarat, so the suits of the dealt cards are irrelevant.

Generally speaking, casinos payout at 11:1 on this bet, which has a house edge of 10.36% and 11.25% for 8 and 6 deck games, respectively.

Ready to become a Baccarat Superstar? Check out our new and improved Live Baccarat from our Top provider Evolution Gaming, there is no more authentic way for players to play and enjoy Asia’s most popular casino table game.

Baccarat Live – You won’t find a better-looking Live Baccarat game than this. The most beautiful live dealers, elegant surroundings, and only $1 minimum bets make for a truly immersive online gaming experience that caters to all types of gamblers. VIP Baccarat Squeeze – Like Evolution’s other tables, Baccarat Squeeze combines amazing croupiers and stunning production for an unbeatable live gambling experience. It also features card squeezing, as is customary on the traditional big baccarat tables, and real high-stakes betting up to AUD $25,000 per hand.

Frequently Asked Questions About Live Baccarat

Below are some of the most commonly asked questions about Live Baccarat and how the rules work.

What are the Card Values in Baccarat?

Baccarat card values are very easy to remember. The number cards 2-9 are worth their face value. Face cards (King, Queen, and Jack) and the 10 are worth zero. The Ace is worth one point.

Do Suits have any Value in Live Baccarat?

No, suits don’t have any value. A 10 of spades is worth exactly the same as a 10 of hearts or diamonds, and the same goes for the entire deck.

How do I Win Online Baccarat?

A hand worth 8 or 9 points is automatically declared the winner in a game of Baccarat. It doesn’t matter which cards make up this value, but these two results are called naturals and they will end the game.

Should I bet on Player, Banker or Tie?

The advice for beginners is to bet on the Banker as the outcome has a major likelihood of happening. This is because, in an 8-deck game, the casino house edge is only 1.06% on Banker bets compared to 1.24% on Player bets and 14.36% on Tie bets. Check our article on (metti link delle tips…Hot tips….)

What is the Best Bet when playing Online Baccarat?

Despite the commission charge applied on each winning bet, generally 5%, the Banker is the best bet if we consider the odds and likelihood, which shows a lower house edge on this bet and a slight advantage for the Player. It has mathematically proven odds of 45.85% for a Banker bet win each round, compared to 44.62% for the Player.

What is the House Edge in Baccarat?

The house edge (also called the house margin) is the advantage that the house (or casino/online operator) has in every casino game, whether it is slots or poker. In Baccarat, the house edge is lower than many other games, the percentage varies depending on which of the three main bets the player chooses (Player, Banker or Tie). The lowest house edge is surely on the Banker winning, while the highest is on the Tie, which is the reason why you should avoid the Tie bet.

How Many Players can Play at Online and Land-based Baccarat tables?

Baccarat tables at land-based casinos can generally accept around 14 players at one time, as well as the staff members needed to manage the game. Mini-baccarat games are smaller, hosting some 7 players at once. While in Online Live Baccarat there is no limit.

How do I Play Live Baccarat?

Baccarat, known as Punto Banco in land-based casinos, originated in Italy, but nowadays it is much more popular in Asia.

It is a comparing card game played between two hands, the Player and the Banker. Each Baccarat round of play has three possible outcomes: Player, Banker, and Tie. The winning odds are in favour of the banker, with a house edge no lower than around 1%. This game has one of the lowest house edges of any casino game, meaning it gives Players the highest odds of winning. Learn more about baccarat rules and bets in our dedicated section.

How Many Decks are Used in Online Live Baccarat?

Most live dealer Baccarat play is with eight standard 52 card decks.

Baccarat was one of the first games to be introduced in Macau casinos early in the 1930s. It became one of the most popular games among Chinese players due to its fast and easy play and low house margin. Baccarat is also a Casino game linked to superstition. The Baccarat rules are basic, if the banker or the player has an 8 (or 9) combination after the first deal, the round is over, and they are declared the winner.

In Chinese culture, the number 8 is considered a very lucky number. Furthermore, the pronunciation of the word eight in Chinese is similar to the word meaning wealth or prosper. Given that, it’s easy to understand why Baccarat is one of the most popular casino games in China.

How do I Bet at an Online Live Baccarat Table?

Baccarat is one of the simplest casino games, where players try to anticipate the winner of each round and have three potential options. Betting on Live Baccarat is simple, you just select your chip value and click on the corresponding areas for the Player, the Banker, or a Tie.

What’s The Minimum Bet At A Live Baccarat Table?

Generally, Live Baccarat tables have a minimum bet of €1.

What are the Advantages of Online Live Baccarat?

Instant access: You don’t need to travel to a land-based casino to be able to play at your favourite tables.

24-hour availability: You will always get an active table that is right for you.

Access to exclusive Evolution gaming tables. Choose from innovative games such as Baccarat Control Squeeze, Live Dragon Tiger, Lightning Baccarat, or Speed Baccarat.

If you’re a beginner Baccarat player, we advise you to start playing online as you can choose the right table that matches your current level of expertise.

How Can I Start Playing Online Live Baccarat?

Two things are important; an active account on, and funds deposited. Our Live Baccarat tables start with minimum bets of €1, so even with a small deposit you can start to play.

This is the ultimate multi-camera Live Baccarat for players who like the squeeze. 15+ cameras capture every angle of the game, with the vital squeeze itself performed by the dealer captured in a series of strict close-ups.

It brings Online Baccarat Squeeze play into a new dimension, and delivers maximum suspense and originality. The dealer shows cards for the hand associated with the lesser total wager and will squeeze cards dealt to the hand associated with the greatest total wager.

Live Baccarat Control Squeeze is the variant that gives players control of the squeeze themselves. Cards are dealt face-down onto a glass panel on the custom-designed table. Two cameras integrated under the table follow the live stream of the real card faces to the player’s screen.

The card faces are obscured by optical filters. Players simply click or tap on the corner or any edge of each card to peel back the overlay mask and reveal the card value. It is a truly Macau-like VIP gaming experience that puts the unique thrill of the squeeze at the players’ fingertips.

This direct interaction with the cards makes this game every bit as exciting as playing Baccarat in a real casino. There’s even the opportunity for new players to practice the squeeze without the need to place a bet.

What are the Multi-Camera Baccarat options?

A multi-camera installation option that adds dynamic, cinematic quality to Baccarat play on licensees’ dedicated tables.

With this fully customisable variant of our world-class Baccarat, licensees are able to choose the number of cameras and angle of shots. Just like in our Immersive Lite option for Roulette, players are immersed in the drama and suspense of the game. Constantly changing camera views and close-ups of the table and the deal keep it all visually fresh and engaging. Also, for licensees with multiple dedicated tables, the camera set-up can be configured to enable brief cutaway shots of other tables to further enhance the ‘real casino’ ambient effect.

What Are Pair Side Bets?

Pair Side Bets are default side bets providing two additional betting options: Player Pair and Banker Pair. These extra side bets allow a player to bet on either the player’s or the banker’s first two cards being a pair. The pay-out for both bets is a very good 11 to 1.

Play Live Dealer Games now!

Discover and enjoy the live dealer games that are available at our Bitcoin Live Casino. Choose your table and get a chance to meet your favourite dealer. We also have a treat for new players. When registering at CoinSaga you can claim a 100% Live Casino Bonus that can be used on all our live dealer games, including Baccarat – Play Now!